/* ========================================
   Business Policy Page
   ======================================== */

.pol-page {
    background: #f4f8fd;
    padding: 0 !important;
    margin-left: calc(-50vw + 50%) !important;
    margin-right: calc(-50vw + 50%) !important;
    width: 100vw !important;
    box-sizing: border-box;
}

.pol-wrap {
    max-width: 1100px;
    margin: 0 auto;
    padding: 50px 20px 60px;
}

/* ── Layout: sidebar + content ── */
.pol-layout {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 32px;
    align-items: start;
}

/* ══════════════════════════════
   Sidebar
══════════════════════════════ */

.pol-toc-card {
    background: #fff;
    border-radius: 14px;
    border: 1px solid #e2eaf4;
    padding: 20px 22px;
    margin-bottom: 16px;
    box-shadow: 0 2px 12px rgba(0,0,0,0.04);
    position: sticky;
    top: 110px;
}

.pol-toc-label {
    font-size: 0.72rem;
    font-weight: 700;
    color: #9ca3af;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin: 0 0 12px;
    font-family: var(--font-primary) !important;
}

.pol-toc {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.pol-toc-link {
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 8px 10px;
    border-radius: 8px;
    font-size: 0.83rem;
    font-weight: 500;
    color: #374151;
    text-decoration: none !important;
    transition: background 0.15s, color 0.15s;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
    line-height: 1.3;
}

.pol-toc-link:hover,
.pol-toc-link.active {
    background: #eef4fb;
    color: var(--primary-color);
}

.pol-toc-icon { font-size: 0.95rem; flex-shrink: 0; }

/* Contact card */
.pol-contact-card {
    background: linear-gradient(135deg, #0f1f35 0%, #1a3a5c 100%);
    border-radius: 14px;
    padding: 20px 22px;
    margin-bottom: 12px;
}

.pol-contact-title {
    font-size: 0.92rem;
    font-weight: 700;
    color: #fff;
    margin: 0 0 4px;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

.pol-contact-sub {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.55);
    margin: 0 0 14px;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

.pol-contact-phone,
.pol-contact-email {
    display: block;
    font-size: 0.82rem;
    font-weight: 600;
    color: rgba(255,255,255,0.85) !important;
    text-decoration: none !important;
    margin-bottom: 6px;
    font-family: var(--font-primary) !important;
    transition: color 0.2s;
}

.pol-contact-phone:hover,
.pol-contact-email:hover { color: #fff !important; }

.pol-contact-btn {
    display: inline-block;
    margin-top: 12px;
    background: #3876b7;
    color: #fff !important;
    text-decoration: none !important;
    font-size: 0.82rem;
    font-weight: 700;
    padding: 9px 18px;
    border-radius: 8px;
    transition: background 0.2s;
    font-family: var(--font-primary) !important;
}

.pol-contact-btn:hover { background: #2d5a8f; color: #fff !important; }

.pol-updated {
    font-size: 0.72rem;
    color: #9ca3af;
    text-align: center;
    margin: 0;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

/* ══════════════════════════════
   Main content
══════════════════════════════ */

.pol-intro {
    background: #fff;
    border-radius: 14px;
    border: 1px solid #e2eaf4;
    padding: 22px 28px;
    margin-bottom: 24px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.04);
}

.pol-intro p {
    font-size: 0.95rem;
    color: #4b5563;
    line-height: 1.75;
    margin: 0;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

/* Policy section */
.pol-section {
    background: #fff;
    border-radius: 14px;
    border: 1px solid #e2eaf4;
    margin-bottom: 20px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.04);
    overflow: hidden;
    scroll-margin-top: 110px;
}

.pol-section-header {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 20px 28px;
    border-bottom: 1px solid #f0f4f8;
    background: #fafcff;
}

.pol-section-icon {
    font-size: 1.4rem;
    line-height: 1;
    flex-shrink: 0;
}

.pol-section-title {
    font-family: var(--font-heading) !important;
    font-size: 1.1rem;
    font-weight: 700;
    color: #1a2f4a;
    margin: 0;
    letter-spacing: -0.01em;
    text-transform: none !important;
}

.pol-section-body {
    padding: 22px 28px;
}

.pol-section-body p {
    font-size: 0.9rem;
    color: #4b5563;
    line-height: 1.75;
    margin: 0 0 14px;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

.pol-section-body p:last-child { margin-bottom: 0; }

.pol-section-body h4 {
    font-family: var(--font-heading) !important;
    font-size: 0.92rem;
    font-weight: 700;
    color: #1a2f4a;
    margin: 18px 0 8px;
    text-transform: none !important;
    letter-spacing: 0 !important;
}

.pol-section-body ul {
    margin: 0 0 14px;
    padding-left: 0;
    list-style: none;
}

.pol-section-body ul li {
    position: relative;
    padding: 5px 0 5px 20px;
    font-size: 0.88rem;
    color: #4b5563;
    line-height: 1.65;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

.pol-section-body ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 12px;
    width: 6px;
    height: 6px;
    background: var(--primary-color);
    border-radius: 50%;
}

.pol-section-body a {
    color: var(--primary-color);
    text-decoration: underline;
    text-underline-offset: 2px;
}

/* Footer note */
.pol-footer-note {
    background: #eef4fb;
    border: 1px solid #d1dce8;
    border-radius: 12px;
    padding: 18px 24px;
    margin-top: 8px;
}

.pol-footer-note p {
    font-size: 0.84rem;
    color: #4b5563;
    margin: 0;
    line-height: 1.7;
    font-family: var(--font-primary) !important;
    text-transform: none !important;
}

.pol-footer-note a { color: var(--primary-color); }

/* ── Responsive ── */
@media (max-width: 860px) {
    .pol-layout {
        grid-template-columns: 1fr;
    }
    .pol-toc-card { position: static; }
    .pol-toc { flex-direction: row; flex-wrap: wrap; gap: 6px; }
    .pol-toc-link { font-size: 0.78rem; padding: 6px 10px; }
}

@media (max-width: 600px) {
    .pol-wrap { padding: 32px 16px 48px; }
    .pol-section-header { padding: 16px 20px; }
    .pol-section-body { padding: 18px 20px; }
}